The more you buy the happier you’ll be (or not) – Positional goods

There are two enormous pitfalls (among others) when trying to save money, one of them are positional goods, the other is lifestyle inflation. Lifestyle inflation, is when, upon increasing our income, we increase our expenses “because now we can afford it” often, increase the expenses more than the income. So one buys a bigger car, … Continue reading The more you buy the happier you’ll be (or not) – Positional goods

How to become financial independent by cutting your housing costs

Housing is probably the biggest expense most people have, it is my biggest expense at least, and there is high probability that it is also yours. So, when choosing housing, one needs to carefully consider the wants and needs, as a small percentage in savings can represent a HUGE saving long term. I owe this … Continue reading How to become financial independent by cutting your housing costs

Why degrowth?

It is quite simple, planet earth has LIMITED resources. The human species is growing exponentially, human consumption is also growing exponentially. It DOES NOT MATTER, if we become more efficient, we use solar or wind energy (so called green), NOTHING matters. If we keep growing we will exhaust the earth resources. Anyone that has a … Continue reading Why degrowth?